INVESTMENT ACTIVITY OF BANKS: LEGAL ASPECT
Abstract
Problem setting. To construction of system of methods and means of legal regulation of investment formation of the list of kinds of investment activity of the separate participant of such relations which the bank is essential. Analysis of recent researches and publications. Separate forms of investment activity are offered by many researchers, such as D. V. Kravtsov, N. V. Prikazjuk, R. I. Tyrkalo, I. S. Kravchuk,
I.F. Komarnitsky, R.H. Komarnitskaya, A.P. Duchinsky, L. Ju. Sysoyeva, E.I. Parfenjuk. Target of research. The analysis of separate kinds of investment activity, which is implemented according to the legislation with the features banks and simultaneously to other financial institutions. Article’s main body. At the characteristic of investment activity of banks it is considered, as the general factors, characteristic for any subject of investment activity, and specific signs of investment by banks. By consideration of activity of banks on a securities market it is necessary to consider such aspects, as market state regulation by the special legislation, the general for all participants of stock market, additional adjustment for banks from National bank of Ukraine, advantage of banks before any other financial institution on volume of the capitals, access to resources of clients, maintenance of solvency and security of interests of clients and others. Conclusions and prospects for the development. Banks in Ukraine as dealers securities have
economic and legal advantages which consist of advantages of a kind to the organizational-legal form and a kind of the enterprise and the raised economic requirements connected with it to banks and corresponding guarantees for clients. In addition, for the purpose of an establishment of equal competitive conditions uniform legal regulation on means and methods concerning bank and not bank trust management by financial actives should extend as the general regulation on all kinds of activity on a securities market, and separately by granting of other investment services: management of securities as trade in them; activity on management of actives of institutional investors (activity on management of actives) trust management by means of funds of bank management; activity on attraction of means of founders of management by property for financing of objects of building and / or realization of operations with real estate; activity on management of a mortgage covering.
